Privacy Fence Installation Can Help With Safety, Liability, and Homeowner's Insurance

Privacy Fence Installation Can Help With Safety, Liability, and Homeowner's Insurance

Posted in: Privacy Fence

The installation of a privacy fence to a residential home can offer much more than just intimacy and definitive boundaries for a homeowner. Privacy fences have the ability to keep a person’s home insurance premium in check and protect a yard or property line. Long Fence has many different fencing options that will offer great curb appeal to a structure, while also achieving safety and security for the property owner.

Home Security & Safety

Long Fence has many varieties of fencing that can fit the needs of their customers and the requirements of an insurance agent. If a property owner has what insurance agencies like to label as “attractive nuisances” on-site, then a fence can be beneficial from a liability standpoint and a premium cost perspective. Examples of attractive nuisances could be: having ownership of a pet, the presence or installation of a pool, or the purchasing of a large playground set for the backyard. All three of these scenarios may lead to a homeowner wanting and needing a fence, especially if an insurance policy requires a safety fence for adequate coverage to be put in place at a dwelling.

Swimming Pools

Long Fence has a multitude of fencing material that can come in a variety of heights and width sizes in order to adequately surround a backyard pool. Long Fence is able to provide a design that works well with a pool’s layout and also meets the safety needs of customers.

According to the US. Consumer Product Safety Commission, “A fence completely surrounding the pool is better than one with the house serving as the fourth side. Fences should be a minimum of 4 feet high, although fences 5 feet or higher are preferable.”

Fences with locking gates around an above-ground or in-ground pool will also serve as a solid deterrent to neighbors and friends who may visit a person's property without the homeowner's knowledge. A fence is a good way to establish a boundary that lets other people know it is not okay to enter the area unless permission has been granted. 

Pets and Animals

Fencing is also a good safety idea if a homeowner has pets and wants to make sure their canine friends are staying within a home’s property lines. A fence by Long Fence can be installed at a predetermined height so as to keep dogs of any size contained in an area. Proper fencing will keep the threat of a pet running away or going into a neighbor’s yard to a minimum. It can also lower one's liability risk of owning a pet because the animal is remaining on the property and not a threat to people walking by or playing in an adjacent yard. Custom perimeter fences can be purchased from Long Fence in vinyl, wood, or chain link.

A fence from Long Fence not only keeps a homeowner's pet inside of a designated perimeter, it also assists in keeping unwanted, stray animals out of yard. This is better protection for all, especially homes with young children or a prized fruit and vegetable garden.

Play Equipment and Swing Sets

A privacy fence can easily be installed and maintained around a yard that contains a swing set or playground equipment. The fence will serve as a reminder of boundary lines to young children living within the home. It will also serve as security in keeping uninvited guests away from the fun yard area while the homeowners are not present at the residential dwelling.

A backyard fence can be a great idea even for simple, backyard play items such as a rubber tire swing, a sand box, or a tree house. While these fun things are not as big or extravagant as a large, climbing play set they are still considered a liability to a homeowner. 

Crime Prevention

Fencing from Long Fence can also offer property owners peace of mind when it comes to keeping their homes safe from burglars, vandals, and criminals.

"Fences that are difficult to climb or break through are great for preventing theft," stated The SafeWise Report in an article regarding burglar-proofing a person's backyard.

Residential dwellings with a solid perimeter fence will feel good know that their property lines are protected day and night from intruders.

Home Insurance Coverage

A privacy fence is an investment, but it is also typically covered by a homeowner’s insurance policy should it become damaged during a storm event or vandalism.

According to an article by the home life blog The Nest, “When you have a damaged fence, you might be able to get help with the cost to repair or replace the fence from your homeowners insurance company. Whether or not the insurance company covers the damage depends on how the damage occurred. Typically, if the damage to your fence was caused by a car, vandalism or a storm, the fence is probably covered. However, if the damage happened during a flood or earthquake, unless your insurance policy specifically covers this type of damage, the fence might not be covered.”

Quality Products

Long Fence has a wide selection of fencing products, that include a lot of options in terms of materials, colors, and heights. They provide free estimates, and are accredited by the Better Business Bureau.

Ultimately Long Fence can offer additional safety and security to the property lines of a home, which will be good for their valued customer and also the insurance carrier on the house. Contact them today if you are interested in a privacy fence for your pool, pets, or home security needs.

About the Author

Brett Crouse